I established Professional Mortgage Advisors 25 years ago and have assisted over 1,000 clients with their mortgage lending requirements in that time.

If you are looking to buy your first property, upsizing or downsizing, buying an investment property or simply looking for a better deal on your existing mortgage, I can help you navigate through every stage of finding and applying for a mortgage loan.

Being accredited with over 30 different residential lenders and 15 commercial lenders I have available numerous options for my clients.

Professional Mortgage Advisors (PMA) has been established since 1999 and has assisted many clients seeking mortgage finance over this 25 year term. Tim Helman, the Managing Director has had extensive experience initially working for lenders and now running PMA.

What does a mortgage broker do?

A mortgage broker arranges a mortgage between you (the borrower) and a mortgage lender. We work directly with you to help you decide what kind of mortgage you need, and then find a deal that matches your criteria.

My process involves three steps.

• Assess your financial situation and find out what you want to achieve now and in the future from your mortgage.
• Search the market to find options from our lender panel that match your criteria and suggest the most suitable lender/s for your needs.
• Assist you with completing the loan application paperwork and collating the required documents then lodging the application for you and following this through from lodgement to settlement.

Why use a mortgage broker?

• Convenience – We have extensive knowledge of the finance and mortgage markets saving you time searching for deals, doing the paperwork and speaking to lenders.
• Access – We have access to a wide range of lenders meaning that we have a better chance of finding a deal that fits your criteria.
• Expertise – We are fully licensed and have previously worked for lenders gaining an insight to their workings and processes. The mortgage industry can be confusing, and things can change rapidly as interest rates and mortgage deals come and go. Having an expert who can explain things clearly and understands best practice can be invaluable.
• Transparency – We are paid commission by most lenders for referring business to them. Prior to commencing the application process you will be provided with a schedule of commission rates from all lenders. There are some instances where a fee will be charged and this is explained in detail at the outset of the assessment process.
• On your side- A mortgage broker works for you and consequently we look after your best interests throughout the loan process and even after settlement during your loan term.